Car accident guides
All 32 of our car accident guides, in the order people need them: right after the crash, recovering at home, insurance and bills, then your claim and settlement. Each fact cites the law or data behind it, and New Jersey rules are marked. General information, not legal advice. Updated November 1, 2026.
Right after the crash
- What to do after a car accident in New JerseyNJWhat to do at the scene and in the days after, under New Jersey law.
- Rear-ended? What to do nextWhat to do at the scene, neck injuries, who pays, and how fault works.
- Common car accident injuriesThe injuries crashes often cause, when to get help right away, and who pays.
- Back pain after a car accidentWhen to get care, who pays for treatment, and how it fits a claim.
- Neck pain and whiplash after a car accidentWhen to get help, who pays for treatment, and how it fits a claim.
- Concussion and head injury after a car accidentWhen to call for help, symptoms that can show up later, and who pays.
- A broken bone after a car accidentWhen to call for help, what settlements show, and why a displaced fracture matters.
- A chiropractor after a car accident: who paysWhat the research says, the risks, and how New Jersey's PIP pays for a chiropractor.
- After a hit-and-run in New Jersey: what to do and who paysNJWhat to do after a hit-and-run, and who pays when the driver is gone.
- How to get a police crash report in New JerseyNJWho has your report, your right to a copy, and what it costs.
- Reporting a car accident: police reports, deadlines and claimsWhen to call the police, what your claim needs, and how long a report takes.
Recovering at home
- Your car was damaged in a crash: who pays to fix it?Whose insurance pays to fix your car, the deadlines, and who picks the repair shop.
- How PIP works in New JerseyNJHow your own auto policy pays medical bills, whoever caused the crash.
- Who pays your medical bills and lost wages after a crashWho pays the hospital, the therapy and your missed work, in order.
Insurance and bills
- A car accident that wasn't your fault: what to do and who paysWho pays your medical bills, your car and a rental when another driver caused the crash.
- Your car was totaled: who gets the check, and what happens nextWho gets the check for a totaled car, owing on a loan, keeping it, and New Jersey's rules on its value.
- Comparative vs. contributory negligence: how fault splits a claimThe four fault rules side by side, and what each pays at your share of fault.
- How to file a car accident injury claim yourself, through the demand letterThe steps, what a demand letter says, and New Jersey's rules, for handling a claim yourself.
- Hit by an uninsured or hit-and-run driverWhat your own policy pays when the other driver has no insurance, or too little.
- Hurt in an Uber or Lyft crash: whose insurance pays?The insurance New Jersey requires during a ride, and while the driver waits.
- Independent medical exams: who asks for one, and your rights at itWho can require an independent medical exam, the PIP exam rules in New Jersey, and the report.
- New Jersey's verbal threshold, explainedNJWhich injuries let you sue for pain and suffering in New Jersey.
- PIP denied, delayed or used up in New Jersey: what happens nextNJThe insurer's deadlines, what a denial must say, and who pays once PIP runs out.
- Shared fault in New JerseyNJHow your share of the blame cuts what you can recover.
- Should you give the adjuster a recorded statement?Whether you have to give one, and what to know before you do.
- The adjuster keeps calling. What now?Who is calling, what to say, and how fast insurers must answer you.
- What compensation after a car accident covers, and who pays each partEach kind of loss after a crash, and whose insurance pays it under New Jersey's rules.
Your claim and settlement
- How a car accident lawsuit worksThe steps in court, how often cases reach trial, and what you can sue for.
- Average car accident settlement: what the data showsWhat claims pay, from national data and results local firms advertise.
- Car accident settlements with or without surgeryWhether surgery changes a settlement, and what New Jersey asks instead.
- Sued after a car accident: what your insurance covers, and what a judgment can reachWhat your insurance pays if you're sued after a crash, what happens above your limits, and what a judgment can reach.
- Uber and Lyft accident lawsuits and settlements: how they workSuing after an Uber or Lyft crash: the arbitration clause, New Jersey's rules and firms' posted results.
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